Using a relative’s address or your parents’ residence for your account will allow you to easily pay off bills and complete other transactions with your U.S.
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One way that you can easily keep your bank account open - or credit card for that matter - is by changing your account’s registered address to a loved one’s home. bank account open will help you pay off your bills in a stress-free and easy manner. Plus, if you’re someone who doesn’t really use online banking, sending a check from a foreign bank to pay for a bill might take several weeks to clear. Imagine the logistical nightmare you could encounter if you try to pay some of these bills with a foreign bank account - not to mention the fees you might incur! It will be a whole lot easier to pay for credit cards, loans, your car and phone bill with a U.S. bank account openĪre there things you will have to continue paying even as you build a new life abroad? isn’t a bad idea.īeyond customs, though, there are many other reasons why you shouldn’t close your U.S. It might not be so easy to open a bank account in your new country, so having one in the U.S.
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Learn about your new country’s banking system before you make the move overseas. Some countries are very strict about what could happen if you default, others have stringent currency controls. What’s the process of applying for a credit card? Are fees different? Will you only be able to use ATMs during certain hours? Obviously, you’ll have to open a new bank account in your new country, but there are many reasons why you should keep your account in the United States as well.įor starters, unless you are already well acquainted with the country you're moving to, you don’t know how their banking customs and systems differ from what you’re used to. One of the biggest mistakes Americans make when they move overseas is closing their bank and credit card accounts.īecause upon returning back to the U.S., you might be in for a rude awakening when you have difficulty opening new lines of credits or applying for loans. If you’re planning to join one of the millions of Americans living abroad, here’s a good piece of advice: keep your bank and credit card accounts! Other estimates say only 2.2 million Americans live abroad. citizens who live abroad (and are not working for the government) to be 6.32 million. Statistics on how many Americans live overseas are hard to come by because of limited data, but the State Department estimates the number of U.S.
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These things should be easy to accomplish, except… wait. There’s the car note you have to pay off, Sallie Mae wants your student loans payments, and you’ve got to send $2,000 to your brother once you’re settled for money he lent you.
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